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1.2 The Nature and Size
The nature of the business is insurance brokerage service. The company services include brokerage risk assessment and management and claims management. There are presently 13 staff members. The company has office in Abuja and Port Harcourt manned by one staff in each location.

1.3 Products and Services
There are various insurance products offered through the company. The products offered by the companies are as follows;
• Motor Insurance – This provide cover for death and injury to third party, third party property damage, fire and theft of insured’s vehicle and damage to own vehicles.
• Fire and special perils – This is the insurance policy for damage to property and contents due to fire and perils of nature such as flood, storm, wind etc.
• Business interruption – This covers loss of income as a result of fire or machinery breakdown
• Burglary – This provides cover against theft of goods as a result of forcible entry or exit from the premises
• Money Insurance- This is the insurance for loss of monies on cash in transit, cash in safe cash in personal custody, cash on premises
• Fidelity Guarantee- This covers dishonesty or fraudulent act of employees
• All Risk- This provide cover against theft and accidental damage of movable and valuable items such as laptops, jewelries, artworks etc.
• Houseowners/Householders- This is the product that provides a comprehensive cover for hose owner/house holders. The cover include fire, burglary and public liability
• Personal Accident- This provide benefit payable as a result of accident.
• Group life- This is the insurance taken by employers of minimum of three employees. It provides compensation of three times annual earnings to beneficiaries of employees in the event of death
• Employers Liability- This is the insurance cover that provides compensation in the event of death, permanent total disability, temporary total disability and medical expenses.
• Professional Indemnity – This is the insurance cover that pays financial compensation due to error, mistake or negligence of the insured
• Other insurance policies include Public Liability, Product Liability, Professional Indemnity, Occupiers Liability, Builders Liability, Marine Cargo, Marine Hull, Aviation, Travels, Bonds and Guarantees and so on.

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